SOFI 今日盤勢平淡，NILE 評分維持 67.8，無變動。
SoFi Technologies, Inc. (SOFI)
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.
金融股：銀行／保險的現金流量表不代表經濟現金流，故不計入自由現金流因子，其權重按比例分攤到其餘三項（方法說明）。
| 因子 | 數值 | 單項得分 | 因子排名 | 權重 | 貢獻分 | 來源 |
|---|---|---|---|---|---|---|
| 護城河編輯評定 | 53 | 53 | #55 | 56.5 | 29.9 | NILE 編輯評定 |
| 未來成長率編輯評定 | 22.0% | 87 | #18 | 43.5 | 37.8 | NILE 編輯預估 |
| 估值（預估本益比）財報計算 | — | — | — | 0.0 | 0.0 | 最近一期財報與收盤價 |
評分為資料整理與分析觀點，非投資建議，不構成任何買賣要約。